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Income protection, or permanent health insurance as it is also called, is designed to pay you a regular tax free monthly benefit as a replacement income if you become incapacitated and unable to work due to illness or injury.
Anyone with regular monthly financial commitments who does not get paid indefinite sick pay by their employer will certainly benefit from taking out income protection. Even those with savings are unlikely to be able to afford to live without an income indefinitely; particularly as state benefits are unlikely to ensure that your can maintain your standard of living.
Who is income protection for?
Those with family responsibilities
Home owners looking to protect mortgage payments
Self employed people whose income is entirely dependent on them working
Anyone with regular monthly outgoings, such as credit card payments, rent, council tax, loans and other regular bills
Contact us today to discuss your requirements and find out how we can help you.
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