REMORTGAGE

Many mortgage loans offer specific rates that are only valid for an initial period of time. When the period expires you could be switched to a less competitive alternative product. Unless you take the trouble to have this reviewed you may have to pay much more over the years to reduce your mortgage debt.

Having to remortgage every few years is a complete pain – before you know it, it is time to start again researching and evaluating the different mortgages on offer from all the different lenders. Our mortgage advisers at Active Mortgage Solutions make it a lot easier for you by sourcing and arranging the most suitable remortgage deal to suit your needs and rechecking them periodically as the years tick by.

A remortgage is when you change from your existing lender to a new lender. This may be done for various reasons such as you may be looking to raise additional money for other purposes such as :

  • Debt Consolidation

  • Home Improvements

  • A Deposit for Property Purchase

  • Any other legal reason

  • If your existing lender is unable to assist
     

With a remortgage the new lender usually offers a free standard valuation of your property and will nominate a solicitor to deal with the legal formalities at no cost to you (unless the names on the mortgage have to be amended).

Remortgaging can be complicated so it is not advisable to do it yourself on the internet. It always pays to use the services of a professional mortgage broker to ensure that you are not paying more than necessary.

We would be delighted to review your current mortgage deal to see if any savings could be made by searching across the mortgage market on your behalf. If we cannot improve your current deal, we will arrange to conduct a further review at a mutually agreed time in the future.

Contact us today to discuss your mortgage requirements and find out how we can Actively help you with your Mortgage Solutions.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We typically charge a fee of £249 payable upon application.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service: 

https://www.moneyadviceservice.org.uk/en/tools/debt-advice-locator

These services may be more suitable for you.

Contact Us Today!

I / We give consent for you to call me / us on the number provided to discuss my / our mortgage protection requirements.

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Active Mortgage Solutions (East Anglia) Ltd
1 Blakeney Close, Norwich, Norfolk, NR4 7QP
Tel: 01603 211768  |  Email: enquiries@activems.co.uk

Registered in England & Wales. Registered Number: 5332640

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

WE TYPICALLY CHARGE A FEE OF £249 PAYABLE UPON APPLICATION.

Active Mortgage Solutions (East Anglia) Ltd  is an appointed representative of Personal Touch Financial Services Limited,

which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate most buy to let mortgages.